The photo is signed on the other side. Here is the girl's name.
I checked our family tree to see if there are any Loyd people in it. There is, one only - Matilda M Perdue nee Loyd (b. 18 Sept. 1828 in Sumner, Tennessee/d. 5 August 1902, Portland, Sumner, Tennessee). She was our great-grandmother's sister's mother-in-law.
Matilda M (Loyd) Perdue
⇒ her son Perry Washington Perdue (b. 12 June 1850, Tennessee/d. 27 Dec. 1943, Portland, Tennessee)
⇒ his wife Martha C (Shanklin) Perdue (b. 21 Jan. 1843, North Carolina/d. 10 March 1895, Sumner, Tennessee)
⇒ her sister Helen Jane (Shanklin) Gant - our great-grandmother
All the above people were born in the 1800s before our ancestors came to Texas. No sign of little Gladys who was most certainly born much later.
Looking at the girl, her hairstyle, my guess is the picture was probably taken in the early 1930s. So Gladys was presumably born in the late 1920s or at the very beginning of the 30s. If the photo was in the family album, signed by either our aunt or mom, the girl most likely would be a child of a relation.
The old newspapers which I looked through tell that there was a Loyd/Lloyd family in Collin County, where our ancestors lived as well. However, so far, there is too little data to find any family connection.
Maybe little Gladys is still alive? These days she would not be that little, though.
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